Best Credit Card Sign-Up Boneses

If you’re looking to earn some extra rewards, signing up for a credit card with a generous sign-up bonus can be a great way to get started.

However, it’s important to consider not just the benefits but also the drawbacks of each card before making a decision. Here are 10 of the top credit cards for sign-up bonuses currently available, along with their pros and cons:

1. Chase Sapphire Preferred: This card offers a generous sign-up bonus of 80,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
   • Pros: a large sign-up bonus and a wide range of travel partners to redeem points with, Cons: an annual fee of $95.
2. Platinum Card from American Express: This card offers a sign-up bonus of 100,000 Membership Rewards points after you spend $5,000 on purchases in your first 6 months of card membership.
   • Pros: Access to exclusive perks and events, Cons: a high annual fee of $550 and a high spending requirement for the sign-up bonus.
3. Citi Premier Card: This card offers a sign-up bonus of 60,000 ThankYou points after you spend $4,000 on purchases in the first 3 months of account opening. Pros: a wide range of travel partners to redeem points with, Cons: a high annual fee of $95.
4. Capital One Venture Rewards: This card offers a sign-up bonus of 100,000 miles after you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3000 on purchases in the first 3 months.
   • Pros: No annual fee, Cons: a high spending requirement for the sign-up bonus.
5. Discover it Miles: This card offers a sign-up bonus of matching all the miles you’ve earned at the end of your first year, automatically.
   • Pros: No annual fee, Cons: limited travel partners to redeem miles with.
6. Marriott Bonvoy Boundless Credit Card: This card offers a sign-up bonus of 100,000 Marriott Bonvoy points after you spend $3,000 on purchases in the first 3 months of account opening.
   • Pros: a large sign-up bonus, Cons: a high annual fee of $95.
7. United Explorer Card: This card offers a sign-up bonus of 60,000 miles after you spend $3,000 on purchases in the first 3 months of account opening.
   • Pros: a large sign-up bonus, Cons: a high annual fee of $95.
8. Hilton Honors American Express Surpass Card: This card offers a sign-up bonus of 130,000 Hilton Honors Bonus Points after you spend $2,000 on purchases in the first 3 months of account opening.
   • Pros: a large sign-up bonus, Cons: a high annual fee of $95.
9. IHG Rewards Club Premier Credit Card: This card offers a sign-up bonus of 140,000 points after you spend $3,000 on purchases in the first 3 months of account opening.
10. Gold Delta SkyMiles Credit Card from American Express: This card offers a sign-up bonus of 30,000 miles after you make $1,000 in purchases on your new card in your first 3 months.

It’s important to note that credit card sign-up bonuses can change over time and terms and conditions apply. Before applying for any credit card, make sure you understand the fees and